Frequently
Asked Questions
What
products do we offer?
What
makes our books and courses different than
all the others out there?
How
much time and money does it take to get started
realistically?
Can
you guarantee an income? What can I expect
to make?
I
haven't decided on a product to sell yet,
what should I do?
I'm
located outside the United States, can I
run an Internet business from anywhere?
The
$19.95 book comes with a product and a web
site, explain more please.
What
kind of money back guarantee do you have
on your products?
I
have a course or site I'd like you to review,
where do I send it?
I've
gotten burned in the past, where can I check
references?
I'm
interested in your full courses, how often
are they updated?
Do
you have a reseller program for the full
courses also?
What
products and services do we offer?
We
specialize in creating books and courses that
teach you how to advertise and market an Internet
business effectively. For any business, that's
the single most important factor in whether
you'll succeed or fail. You must get people
to your web site who are ready to buy the items
you're selling.
We
publish the book "Millions at the kitchen table" which
is an online book you'll get instant access
to. Included with the $19.95 book, you'll get
complete resale rights so you can sell it and
keep the entire $19.95 yourself, as well as
the right to copy the heavypayments.com site
so you don't have to have one made from scratch,
just change the contact information and ordering
links and you're all set.
We
also make full marketing courses including
a basic course with a 200 page printed manual
and 4 audio CD's covering all aspects of Internet
business, marketing and promotion. There is
also a Professional course with the 200 page
printed manual, 10 audio CD's, and a one hour
DVD covering powerful marketing techniques.
If you're interested in either of the two marketing
courses, you'll find more details and ordering
links in chapter four of the $19.95 book "Millions
at the kitchen table".
We
have several products and different price points
because some people just want to test the waters
on a low budget, or add a product to their
existing website such as the $19.95 book. Yes,
our affiliate program is unlike any other you've
seen or tried because you actually get to keep
100% of the profits you make from the 19.95
book. You can grab a copy of the heavypayments.com
website and begin offering this book immediately
after you purchase it. We have a 60 day satisfaction
guarantee on all of our products. This is something
that's very important to look for. I wouldn't
buy something from a company that doesn't stand
behind their products, and we wouldn't have
it any other way.
What
makes our books and courses different than
all the others out there?
Rusty
has spent over $74,800 in the last nine years
on marketing courses and seminars. He's tested
them to see what methods work and which don't.
There's a lot of them out there and it's impossible
to know who can honestly show you how to make
serious money versus the people who are just
out to get your wallet without actually trying
them firsthand.
The
situation is like being a movie reviewer. All
the commercials for movies will tell you "It's
the best movie ever made." So you have to see
a lot of them to find out what's good and what's
not. Also most courses are made just by one
marketer, and you won't find one person who
knows everything. There's a lot of talented
people out there, but no one person is ever
going to have all the best ideas.
This
is why Rusty takes a completely different approach
to writing our own courses, spending the years
and considerable money to research and test
the best marketing techniques under real world
conditions and put them all in one place so
you won't have to purchase all the courses
that now line the shelves of his office. We've
also just recently added the highly requested,
40 page guide on how to get started step-by-step..
This bonus guide gives you a fast track solution
to your business going as quickly and inexpensively
as possible while avoiding costly mistakes.
This section is perfect if you're new to internet
marketing.
How
much time and money does it take to get started
realistically?
You
can start an Internet business for as low as
$50. The initial costs of doing it as inexpensively
as possible include the $19.95 book "Millions
at the Kitchen Table", registering a domain
(which is typically around $8 a year), and
hosting the web site which you can get for
$4 a month or so at many places these days.
This is assuming you make the changes to the
heavypayment.com site yourself with one of
the free web page editing programs available.
Or
if you don't want to learn how to copy a website,
you can have any web design company make the
changes to your order link and contact information
so that you'll have a custom website. Stellardesign.com
can also set up the domain registration and
hosting for you and that can save you weeks
of time it would have taken you to do it yourself.
Like anything, putting up your web site is
a time versus money issue. If you want to learn
how to create or make changes to a web site
anyway, it's time well spent since the skill
is very handy to have. On the other hand, having
a place do it for you can really speed up the
time it takes to open your business. That alone
can often pay for itself by simply bringing
your first customers and their payments to
you faster.
As
for the amount of time it takes to get your
Internet business off the ground, it usually
only takes a few days using the techniques
in our courses. In the old days you had to
wait months to get added to the search engines,
then see how you ranked and possibly try over
if you didn't get ranking for important keywords.
These days, search engines are still very important
but we've figured out how you can now get "Speed
Listings" which usually show up in a day or
two. But that's nothing...Just wait until you
see how we solved the other problem of high
prices when it comes to advertising on the
internet! Say goodbye to high cost advertising...It's
all in the course!
Can
you guarantee an income? What can I expect
to make?
Even
if you go to Harvard or Yale can you imagine
if you said this: "If I enroll what do you
guarantee after I graduate?". This is one red
flag to spot scams out there. If they guarantee
you'll be making a certain amount per month
or per year, run for the hills! Nobody can
guarantee that, they are just using a false
claim to get you into their program. Many of
the scams out there prey upon greed or a person
in a desperate situation by making a "guarantee" of
inflated income numbers.
The
reason we're very honest about this is that
there's a lot of variables to consider. How
much you'll be making depends on the product
you sell, the profit margin, how many sales
you end up making, how much you spend on advertising
and expenses, and the amount of time spent
especially at the beginning to establish your
business. Even a business analyst, knowing
all those numbers, couldn't make an approximation
of what you'll make. We have some students
who make a part time income, and others who
make six figures, but it's going to depend
on the variables listed above as to what you'll
ultimately be making with your own business.
The
great advantage to an Internet business is
the low start-up costs and the ability to work
from home. Also you can put up a new business
in less than a day by simply adding a new web
site.
To
be honest, I'll never work for anyone else
again, the risk is higher than showing up for
work some place and getting a paycheck, but
the rewards of getting all the profits from
your own business are out of this world when
you succeed. It's really true that you're either
making money for someone else, or for yourself.
You're either working toward your own dreams
and goals or someone elses. It's hard to imagine
spending an entire life working toward the
dreams, aspirations, and goals of another person.
The real thing that determines what you'll
make is the type of business you choose along
with your profit margin. If you really enjoy
having your own Internet business, you'll make
even more money because you'll stick with it
over the long term. What we can do is show
you how to get your web site in front of buyers
searching for the products you sell. We've
been showing people this secret for the past
eleven years and our proven techniques still
work just as good as they did in the beginning.
But of course, since then we've figured out
many new marketing techniques that work even
better than the original! You'll get to see
them all in the course.
I
haven't decided on a product to sell yet,
what should I do?
You're
in really good company. This is the number
one question we get when people call. The most
important thing is not to follow the herd or
take advice on what type of business to get
into, there are many reasons for this. First
and foremost, you should do something you enjoy.
Don't get into real estate because Carlton
Sheets did well and says you should. Don't
get involved with an MLM program because someone
you know did ok at that. Just because there's
people out there making good money asarchitects
doesn't mean you could be a success as one.
If you can't draw or divide fractions well
then you wouldn't enjoy it. Your income will
always suffer when you're doing work you don't
enjoy. This is why you shouldn't get into a
business just because someone else is claiming
to make money at it.
Allow
me to go into it a little further. There's
two big problems with most money making programs
out there. First, they are trying to get you
into their program because they make money
when you sell their stuff. This is a huge conflict
of interest when telling someone what kind
of business to start. Often times these places
don't care if 95 percent of their customers
fail just so they can make some money off the
few that succeed. You see the infomercials
where they act like everyone can make money
selling real estate, trading notes, or whatever.
Not everyone can succeed at these things. As
you may have guessed, there simply isn't enough
room for everyone in those types of programs.
The
other problem is what they don't tell you.
These infomercials touting just one type of
program or business blow sunshine out of your
TV screen and only after you try it do you
find out the downsides.
For
example the Joe Espino course on selling Ebay
has a lot of solid information but there's
problems they don't warn you about. First,
Ebay is a huge market with millions of visitors
each day, it's true, but the competition is
fierce, you can't sell anything that's sold
at Walmart because you'll never be able to
compete on price. Also fraud is a big problem
and unless you know how to protect yourself
from it (see below, we have a free chapter
from our course on how to avoid getting scammed
on the Internet) you can lose your business.
Also there's a lot of stolen merchandise for
sale on Ebay, and trying to sell that $2000
laptop when someone is always selling a similar
one for $500 less because they are fencing
a stolen unit can keep you from ever turning
a profit. I'd recommend Ebay for unique items
like one of our customers who buys antiques
on weekends and then sells them during the
week on Ebay. Again the competition is nasty
on ebay. But we've been studying ebay for the
past eleven years and we've figured out the
greatest secret of all time. We'll show you
how to exploit a weakness in ebay that will
allow you to tap into all their traffic and
get it going to your own website. This is one
of the things we explain in detail in our courses.
Forget about using ebay to make money! Learn
how to take their traffic away from them!
Guess
who else is trying to keep you from finding
out the truth? Another example of what they
don't tell you is in the Real Estate courses.
Rusty has the Carlton Sheets course and has
figured out why so many people can't seem to
make money with it. You really have to love
real estate to get into it, but they make it
sound like you can make a full time income
with a casual effort. Those big checks their
students show when they walk away from a closing
with $50,000 are usually a once in a lifetime
thing! Because nobody wants to sell their house
for $50,000 less than the fair market value
its worth! Trying to scoop deals like those
means looking for foreclosure listings at banks,
driving up and down every street in town, and
spending your life with your nose buried in
the classified section of the newspaper. The
other half of your time would likely involve
offering desperate people low offers just so
you could benefit from their sad financial
situation. I couldn't go around preying on
people in financial dire straights for a living,
just couldn't do it.
Also
they don't tell you things like there's some
markets where their techniques don't work,
and you'll be competing not just with others
who got their course, but with an army of experienced
investors and realtors who have been doing
it for years. Still, many of them give the
impression you're going to get a tax auction
house that's worth $200,000 for only $200.
You've got a better chance of winning the lottery.
Saying that you don't need credit or money
to buy real estate is one of the worst claims.
Just think about this: When you apply for a
mortgage and have an unpaid phone bill from
5 years ago, that's going to have to be paid.
Also lenders look at how much money you have
before writing a loan, they simply aren't going
to lend you $150,000 for a house if you have
bad credit and nothing in the bank.
Starting
a new business is like applying for a job.
You wouldn't apply for a job that didn't sound
good because you know you'd never stick with
it. Also when you're self employed, you're
the only motivation to get work done, there's
no boss telling you to do things, giving pep
talks or deadlines. If you don't like what
you're doing, or got into something just for
the promises of money, you're not going to
stay with it or do as well. The good news is
you don't have to know a lot about a business
you want to start, there's tons of information
on the web on every topic, product, or business
type you could think of.
Of
course you have to do something that will have
good profit margins so there's a compromise,
but it must be something you're interested
in and enjoy doing. The nice thing is that
you don't need experience or knowledge with
a product or book you wish to write, just the
desire to research it.
For
example, if you wanted to sell nutritional
supplements and made your site with fully researched
descriptions about which ones work and are
proven with scientific studies, and what's
a passing fad or hype, customers would be much
more likely to order from you compared to the
person who puts up a cookie cutter site with
the description on the bottle and a price.
Calcium supplements can't be absorbed by the
body without magnesium. Others like St. Johns
wart, have never been proven to help with depression
like some sellers imply, chromium picolonate
doesn't help weight loss, and so on. It's this
kind of excitement and motivation that makes
the difference in a business. This also builds
confidence with customers when you demonstrate
real knowledge about your products.
I've
tried many different things over the last 10
years and have given up on everything that
didn't interest me. I only stayed with things
I was excited about and enjoy doing. Remember
that anyone with a program or product is going
to tell you theirs is what you should be selling
for a living, there's an inherent conflict
of interest.
Instead,
first consider your interests and look from
there what to do with them. We have students
who sell a wide range of items online including
golf clubs, wall safes, sporting goods, make-up,
clothes etc. We've even got magicians who've
moved their magic shops online, real estate
agents who get their leads online, retired
insurance agents bringin their businesses online
etc., etc., etc.
I
know what you're saying right now..."But I
don't have a product or website yet so how
can I make any money?" Don't worry, we've got
you covered. All of our customers get a complete
royalty rights to our best selling product.
Did I mention you get a copy of our most effective
website? But maybe you're more interested in
promoting an affiliate program. In that case,
you'll want to read our section on "How To
Win At Affiliate Programs." But I'd only get
involved with affiliate link systems under
one circumstance, for reasons described in
our courses.
I'm
located outside the United States, can I
run an Internet business from anywhere?
Yes
absolutely. The great thing about the Internet
is that it's worldwide and we're no longer
limited by geographic location. This is especially
true of information products or drop ship companies
that will let you sell their products like
us. It's because of this worldwide reach that
we recommend getting involved with information
products or software that can be downloaded
online. This way you never have to ship a pack
or ship a physical product. Plus, by avoiding
tangible products and focusing on digital products,
you'll be able to have instant delivery to
your customers. But the best part is the fact
that whether you sell 10 digital products or
10,000 digital products, you'll never have
to pay a dime to anyone else. That's right,
you'll have zero cost for any product. Ask
a guy who runs a store in the offline world
if he's ever heard of such a thing in his life.
Most people who run old-fashioned brick and
mortor stores have no idea how much easier
their life could be if they had a business
like the one we offer here at this website.
Accepting
credit cards has also come a long way, places
like Paypal are available in most countries
and it will really put you on equal footing
with all major companies. You can even get
an Internet phone like Vonage or Yak Voice
and have a U.S. phone number to answer or return
calls for sales leads wherever you have a broadband
Internet connection. This is a huge plus for
your company if you want to be able to put
your number on your web site for U.S. customers
to call even if you don't live in the U.S.
For example, If you sell information products
like software or online books, it's even better
for you since shipping and customs is taken
out of the equation. Overall, there's never
been a better time to start an Internet business
for people overseas, the large North American
markets are wide open to you. You can get the
same .com website address as all the American
businesses have along with a phone number that
appears to be in the U.S. But you don't have
to get a new phone number if you don't want
to. Many of our students and customers don't
even answer a phone. Most of them do all communications
by email which will make your life even easier.
The
$19.95 book comes with a product and a web
site, explain more please.
When
you purchase the $19.95 book, "Millions at
the kitchen table" you get resale rights to
that online book, as well as the rights to
copy the heavypayments.com site
to put up on your own domain. You will need
to register a domain and host it, but we can
help you with that in case you don't know how.
If
you don't know anything about web design, it's
often times most cost effective to have an
affordable web design firm make the changes.
We've worked with stellardesign.com for over
8 years and they do good work and their prices
are really good also. We make no commissions
from referring them to avoid conflicts of interest.
Some
people do put the book up as their first product,
but others use the marketing information in
it to pursue a business venture they already
have in mind. It is a great way to get started
with your first product at a very low cost.
What
kind of money back guarantee do you have
on your products?
We
offer a 60 day satisfaction guarantee on all
of our products. It's a no questions asked
guarantee but courses must be returned in original,
re-sellable condition (no damage or writing
in the manuals or disks). Of course if you
become a reseller we will drop ship all courses
for you, and it's up to you to determine your
own refund policy since it will be your business.
This policy only applies to orders placed with
us from our heavypayments.com site,
if you buy from a reseller, check their site
for details on their policy.
The
reason we offer 60 days is first, we want happy
customers. Also, many people get our courses
and they have regular day jobs, so they need
time to go through the material and try things
out. Many will listen to the CD's on the way
to work during a commute, or start their business
in their spare time which can be limited with
todays busy lifestyles. We don't want anyone
feeling they have to rush and not succeeding
as a result. When purchasing anything it's
important to only buy from a place that stands
behind their products.
I
have a course or site I'd like you to review,
where do I send it?
If
there's a web site you'd like a review of,
we will be happy to research it. Just send
the request to info@heavypayments.com We
also receive courses from authors who wish
to have a complete and unbiased review posted
on our review sites. They can be sent to:
Microsys
Technologies, Inc.
816 Howard St.
Findlay, Ohio 45840
attn: review dept.
Materials
sent to us for review cannot be returned. A
review will be posted to our sites within 30
days so please allow for that.
I've
gotten burned in the past, where can I check
references?
You
can check and see we have no complaints with
the BBB and also a perfect credit rating with
Dun & Bradstreet. Our credit card processor
is 2checkout.com and we have no unresolved
issues with them as well. If you have any questions
or need more information please do call or
email us about it. Our contact information
is available at the bottom of the page here
as well as on our contact page at heavypayments.com.
We've
heard a lot of people call over the years and
tell us horror stories about how they got swindled
by con artists. To help you here is a link
to a chapter from our printed courses about
how to avoid getting scammed over the Internet.
You can access the PDF file here. You will
need the free Adobe Acrobat reader to view
it which is available here. We hope that even
if you don't order a product from us, it will
help you avoid getting scammed.
A
quick list of things to always check when doing
business with anyone on the Internet:
Do
they make guarantees or promises on income
or everyone will always be successful?
Do
they list their address and phone number, and
do you get a person or voice mail?
Check
the age of their domain to see how long they
have been in business. Fly by nights often
don't have BBB complaints because they buy
a new domain and move when they mount up.
Do
they just want you to get into one program
or type of business because they profit from
it?
I'm
interested in your full courses, how often
are they updated?
We
update our courses on a regular basis, every
200 printings. We are always keeping up to
date with the latest techniques so you'll have
the latest information available for Internet
marketing. Effective Internet Marketing is
all we do, and we are always keeping our information
up to date as the Internet changes. This is
why no college course could keep up with the
changes on the Internet when it comes to effective
advertising. We only publish techniques we
use ourselves and we're always trying the latest
methods to see what works and what doesn't.
Do
you have a reseller program for the full
courses also?
Yes,
if you purchase the basic course you can be
a reseller for those, or if you get the deluxe
course you can be a reseller for both of them.
Here's how it works. You make the sale on your
web site and we drop ship the course for you
and do all the support afterwards. Just send
in payment for half the sale amount and we
do the rest. You make either $100 or $346 on
each course. You must charge for shipping which
is $10 for courses shipped Fedex within the
US and Canada, and $56 for overseas orders
to Europe (that's our cost) and $65-$85 to
Australia and Asia. If there is a refund (you
set the policy for your business) shipping
costs are not refundable to be sure to include
that in your policies. Our courses are professionally
bound and printed, and the disks are replicated
from glass masters in huge quantities, so they
will always be compatible with CD or DVD players. |
